3% Realty Franchise FDD, Costs & Fees (2025)

3% Realty is a real estate brokerage franchise offering full-service residential listing and buyer representation at a flat three-percent commission, serving cost-conscious home sellers and buyers, and known for streamlined systems, MLS exposure, and Canada-wide recognition as a lower-commission brand.

3% Realty is a full-service real estate franchise founded in 2009 in Canada. The company was established to offer a modern, affordable alternative to traditional real estate brokerages.

It is headquartered in Calgary, Alberta, where it continues to manage system growth and franchise support. The brand began franchising its model in 2012.

3% Realty provides complete real estate services, including MLS exposure, listing support, buyer representation, and marketing. The franchise operates on a simple value proposition: it charges a flat 3% commission on the selling price rather than the higher fees commonly charged in the industry. This allows clients to receive full-service real estate support while saving thousands in commissions.

The franchise differentiates itself through its low-commission structure and its focus on technology-driven, paperless processes.

Initial investment

Here's what you would need to invest if you were to start this franchise. These costs are provided by the franchisor in the Franchise Disclosure Document.

Type of Expenditure Amount
Initial Franchise Fee $24,000
Construction and Leasehold Improvements $0 - $1,500
Furniture, Fixtures and Equipment $0 - $3,000
Signs $0 - $2,500
Computer, Software and System $500 - $3,000
Printing, Stationary and Office Supplies $0 - $1,500
Prepaid Rent and Lease Deposits $0 - $6,000
Utility Deposits $0 - $1,200
Insurance Deposits and Premiums $0 - $5,000
Travel for Initial Training $0
Grand Opening Marketing Expense $2,000 - $3,000
Professional Fees $1,500 - $3,000
Business Licenses and Permits $0 - $2,000
Branded Inventory $0 - $1,500
Additional Funds – Initial period of 3 months $1,200 - $3,600
TOTAL $29,200 - $60,800
Type of Expenditure Amount
Initial Franchise Fee $24,000
Construction and Leasehold Improvements $0 - $1,500
Furniture, Fixtures and Equipment $0 - $3,000
Signs $0 - $2,500
Computer, Software and System $500 - $3,000
Printing, Stationary and Office Supplies $0 - $1,500
Prepaid Rent and Lease Deposits $0 - $6,000
Utility Deposits $0 - $1,200
Insurance Deposits and Premiums $0 - $5,000
Travel for Initial Training $0
Grand Opening Marketing Expense $2,000 - $3,000
Professional Fees $1,500 - $3,000
Business Licenses and Permits $0 - $2,000
Branded Inventory $0 - $1,500
Additional Funds – Initial period of 3 months $1,200 - $3,600
TOTAL $29,200 - $60,800

3% Realty

2024

Franchise Disclosure Document

Number of units

Training

3% Realty provides a structured and multi-faceted training program to ensure franchisees are equipped to operate successfully. Here are the main training initiatives offered by the franchisor:

  1. Initial Training Program: This program is mandatory and must be completed by the franchisee’s Managing Owner and one designated manager within 14 days before opening the business. It spans approximately four days and includes virtual classroom instruction. If more than two people attend, an additional fee of $300 per person is charged. This training covers topics like regulatory compliance, legal issues, the real estate industry overview, and sales strategies.
  2. Ongoing and Refresher Training: Franchisees, their managers, and any other designated personnel are required to attend periodic refresher courses and system-wide training sessions. These sessions are designed and offered at the discretion of the franchisor. While instructors and materials are provided, franchisees bear all travel and related costs.
  3. Supplemental Training: Offered subject to franchisor approval, this is available to address specific needs or deficiencies and is also required if the franchisee breaches the agreement. The cost is $300 per trainer per day.

Territory Protection

3% Realty does not offer its franchisees an exclusive territory. While the franchise agreement ensures that no other 3% Realty franchise will be permitted to open a retail office within a franchisee’s designated territory, it does not restrict other franchisees—or the franchisor itself—from marketing or providing services in that area. This means the protection is limited only to physical office locations, not operational activity.

Additionally, the franchisor retains several “Reserved Rights,” including the right to operate other businesses using the same or similar marks, and to offer services through alternative distribution channels such as internet platforms—even within a franchisee’s territory.

Franchisees are also restricted to operating within their designated area and are not granted rights to adjacent or additional territories unless separately purchased and approved. Thus, territorial protection in this franchise model is minimal and narrowly defined.

Competitors

Below are some of

3% Realty

key competitors in the

Broker/Realtor

sector.

Franchise
Franchisees
Initial fee
Total investment
Revenue
Sign up
Gross Profit
Sign up
EBITDA
Sign up

12

New
+
71%
71%

$24,000

$29,000

$61,000

n.a.

$0

$xxx,xxx

n.a.

xx%

n.a.

n.a.

xx%

n.a.

Competitors

@properties

@properties is a real estate brokerage franchise offering residential sales, marketing technology, and agent support systems, serving independent broker-owners and high-performing agents, and known for proprietary pl@tform technology, design-driven branding, and culture-centric offices that help local brokerages scale efficiently.

Franchisees

?

3
+
-40%
-40%
Investment

?

$64,000 - $433,000

3% Realty

3% Realty is a real estate brokerage franchise offering full-service residential listing and buyer representation at a flat three-percent commission, serving cost-conscious home sellers and buyers, and known for streamlined systems, MLS exposure, and Canada-wide recognition as a lower-commission brand.

Franchisees

?

12
+
71%
71%
Investment

?

$29,000 - $61,000

Assist-2-Sell

Assist-2-Sell is a real estate brokerage franchise offering full-service, flat-fee home listing and buyer representation, serving residential sellers and buyers, and known for discount commissions, strong marketing systems, and a proven model that competes with traditional high-commission brokerages.

Franchisees

?

109
+
-13%
-13%
Investment

?

$14,000 - $439,000

Windermere Real Estate

Windermere Real Estate is a real-estate brokerage franchise offering home-buying, selling and leasing services across multiple states, serving agents and clients, and known for community-centred culture, advanced marketing tools and proven franchise systems.

Franchisees

?

299
+
-1%
-1%
Investment

?

$271,000 - $1,171,000

Intero Real Estate Services

Intero Real Estate Services is a real-estate brokerage franchise offering full-service buying, selling and leasing of homes and commercial properties, serving agents and clients, and known for strong training, agent-centric model and technology-enabled branding.

Franchisees

?

29
+
-19%
-19%
Investment

?

$210,000 - $855,000

Valbridge

Valbridge is a valuation-services franchise offering real-estate appraisal, review and consulting services for commercial and residential markets, serving lenders, brokers and property-owners, and known for national network, compliance focus and high-quality data standards.

Franchisees

?

0
+
-100%
-100%
Investment

?

$70,000 - $164,000

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