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SCA Franchise FDD, Costs & Fees (2025)

SCA (Service Corporation of America) is a facilities management franchise offering cleaning, maintenance, and support services for commercial properties, ensuring efficient operations and clean environments.

SCA Claim Services, originally founded in 1996 as Southern California Appraisal Company by Tim and Paula Davis, has evolved into a premier provider of vehicle and property damage appraisal services in the United States.

Headquartered in Burbank, California, SCA began franchising in 2007, with its first franchise established in Detroit, Michigan.

Today, the company boasts nearly 150 franchise territories nationwide, supported by over 700 appraisers across all 50 states.

SCA franchises specialize in delivering accurate and timely appraisals for automobiles, specialty vehicles, heavy equipment, and property claims.

Initial investment

Here's what you would need to invest if you were to start this franchise. These costs are provided by the franchisor in the Franchise Disclosure Document.

Type of Expenditure Amount
Initial Franchise Fee $10,000 - $50,000
Training Expenses $1,500 - $2,000
Real Property, Construction, Remodeling, Leasehold Improvements, and Decorating Costs $2,000 - $2,500
Equipment, Fixtures, Other Fixed Assets $5,000 - $7,500
Inventory to Begin Operating $0 - $0
Security Deposits, Utility Deposits, Business Licenses and Other Prepaid Expenses $100 - $250
Insurance (Annual Premium) $2,200 - $4,200
Computer Software Licenses $500 - $500
Additional Funds – 3 Months $6,000 - $13,000
TOTAL $27,300 - $79,950
Type of Expenditure Amount
Initial Franchise Fee $10,000 - $50,000
Training Expenses $1,500 - $2,000
Real Property, Construction, Remodeling, Leasehold Improvements, and Decorating Costs $2,000 - $2,500
Equipment, Fixtures, Other Fixed Assets $5,000 - $7,500
Inventory to Begin Operating $0 - $0
Security Deposits, Utility Deposits, Business Licenses and Other Prepaid Expenses $100 - $250
Insurance (Annual Premium) $2,200 - $4,200
Computer Software Licenses $500 - $500
Additional Funds – 3 Months $6,000 - $13,000
TOTAL $27,300 - $79,950

SCA

2023

Franchise Disclosure Document

Number of units

Training

SCA Appraisal Services, through SCA Franchising Corporation, offers a structured yet concise training program for new franchisees. Here is a breakdown of the training components:

  1. Initial Training Program: This is a required pre-opening training that includes approximately 6 to 10 hours of classroom instruction. It is held at one of three potential locations—Burbank, CA; Bayville, NY; or Richardson, TX—based on the franchisee’s proximity, though the franchisor may opt to deliver the training virtually.
  2. Welcome and Introduction: This module consists of 1 hour of classroom instruction aimed at orienting new franchisees with the company and its expectations.
  3. Operations and Software: Covering 2 to 3 hours, this portion of the training focuses on operational procedures and the use of proprietary software, a critical part of running the appraisal business.
  4. Customer Service and Marketing: This section includes 1 to 2 hours dedicated to customer interaction and local marketing strategies, which are vital to maintaining service quality and attracting clients.
  5. Service Level Standards: Also lasting 1 to 2 hours, this component teaches franchisees about the performance benchmarks and expectations they must meet.

Territory Protection

SCA Appraisal Services, through SCA Franchising Corporation, does not grant exclusive territory rights to its franchisees. Each franchisee is assigned a “Service Area,” which is primarily a geographic zone of operational focus, but this area is not protected from competition.

Franchisees may face competition from other SCA franchisees, company-owned locations, or independent appraisers if SCA deems the franchisee is not meeting service standards like turnaround times.

The franchisor reserves the right to adjust the Service Area during the term or upon renewal, including enlarging it to accommodate National Accounts. Additionally, SCA can reassign part or all of a franchisee’s area if performance is deemed inadequate.

Competitors

Below are some of

SCA

key competitors in the

Other Financial Services

sector.

Franchise
Franchisees
Initial fee
Total investment
Revenue
Sign up
Gross Profit
Sign up
EBITDA
Sign up

87

New
+
-16%
-16%

$10,000 to $50,000

$27,000

$80,000

n.a.

$188,000

$xxx,xxx

n.a.

xx%

n.a.

n.a.

xx%

n.a.

Competitors

United Check Cashing

United Check Cashing is a financial services franchise offering check cashing, bill payment, money transfers, and related services, serving underbanked and convenience-focused consumers, and known for community bank–like storefronts, extended hours, and streamlined alternatives to traditional bank accounts.

Franchisees

?

48
+
-25%
-25%
Investment

?

$226,000 - $297,000

WCH Service Bureau

WCH Service Bureau is a business-services franchise offering medical-billing, credentialing and revenue-cycle-management solutions, serving healthcare providers and practices, and known for proven software, low-cost startup package, and strong remote-model support.

Franchisees

?

0
+
n.a.
n.a.
Investment

?

$55,000 - $75,000

Lendio

Lendio is a financial services franchise that operates as a small business loan marketplace, connecting entrepreneurs with a network of lenders to secure funding. Franchisees assist local businesses in obtaining loans, leveraging Lendio's technology and lender partnerships to streamline the financing process.

Franchisees

?

121
+
116%
116%
Investment

?

$46,000 - $117,000

Family Financial Centers

Family Financial Centers is a financial services franchise providing check cashing, bill payment, and small business banking solutions.

Franchisees

?

55
+
4%
4%
Investment

?

$224,000 - $309,000

Booxkeeping

Booxkeeping is a bookkeeping franchise offering outsourced financial management, tax services, and business consulting for entrepreneurs and startups.

Franchisees

?

4
+
300%
300%
Investment

?

$62,000 - $69,000

TAB

TAB (The Alternative Board) is a business coaching franchise offering peer advisory boards and executive coaching, helping business owners achieve their personal and professional goals.

Franchisees

?

101
+
-21%
-21%
Investment

?

$54,000 - $97,000

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