Renegade Insurance is an insurtech franchise offering property, casualty, life, and commercial insurance solutions, serving independent agents and their clients, and known for proprietary technology, centralized back-office support, and a flexible model that lets agents build modern, digital-first insurance agencies.
KEY FRANCHISE STATS
Franchisees
?
1
+
n.a.
n.a.
Franchise fee
?
$20,000
Investment
?
$28,000 - $101,000
Revenue (AUV)
?
Undisclosed
$0
+
n.a.
n.a.
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Renegade Insurance is a technology-driven insurance franchise designed for entrepreneurs and insurance professionals looking to own and operate an independent agency.
The company was founded in 2018 and is headquartered in Atlanta, Georgia. Renegade focuses on combining local agency ownership with modern systems that streamline operations and client management. The brand emphasizes community-based service while enabling franchise owners to build scalable insurance businesses.
Renegade Insurance began offering its franchise model to business owners seeking a more flexible and profitable alternative to traditional captive insurance agencies. Franchisees operate as independent agents while benefiting from centralized technology, carrier access, and operational support.
The franchise offers personal and commercial insurance products, including auto, home, business, and specialty coverage. Franchise owners gain access to multiple insurance carriers, allowing them to shop coverage options and customize policies for clients.
Initial investment
The initial investment required for a Renegade Insurance franchise is
$28,000 - $101,000.
That is the total cost you would need to finance if you were to start this franchise.
These costs are provided by the franchisor in the Franchise Disclosure Document.
Renegade Insurance offers 2 types of franchises:
Business Operating Model
Initial Investment Range
Renegade Insurance Business operating as a Retail Agency
$28,350 – $96,200
Renegade Insurance Business operating as a Retail Agency: Self-Service
$33,350 – $101,200
We are summarizing below the main costs associated with opening a Renegade Insurance Business operating as a retail agency: Self-Service.
For more information on the various types of franchises and its costs, refer to the Franchise Disclosure Document (Item 7).
Type of Expenditure
Amount
Initial Franchise Fee
$25,000 – $30,000
Training
$0 – $2,500
Support and Technology Fee
$375 – $900
Licenses and Permits
$350 – $1,500
Insurance
$500 – $5,000
Professional Fees
$500 – $2,000
Computer Equipment
$1,000 – $3,000
Utility and Security Deposits
$0 – $4,500
3-Months’ Lease Payments
$0 – $9,000
Office Furniture and Fixtures
$1,000 – $3,000
Leasehold Improvements
$0 – $15,000
Signage
$2,000 – $6,000
Additional Training Fee
$0 – $600
Appointment Fees and Other and Miscellaneous Carrier Fees
$0 – $500
Additional Funds – 3 Months
$2,625 – $17,700
Total Estimated Initial Investment
$33,350 – $101,200
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Renegade Insurance offers 2 types of franchises:
Business Operating Model
Initial Investment Range
Renegade Insurance Business operating as a Retail Agency
$28,350 – $96,200
Renegade Insurance Business operating as a Retail Agency: Self-Service
$33,350 – $101,200
We are summarizing below the main costs associated with opening a Renegade Insurance Business operating as a retail agency: Self-Service.
For more information on the various types of franchises and its costs, refer to the Franchise Disclosure Document (Item 7).
Type of Expenditure
Amount
Initial Franchise Fee
$25,000 – $30,000
Training
$0 – $2,500
Support and Technology Fee
$375 – $900
Licenses and Permits
$350 – $1,500
Insurance
$500 – $5,000
Professional Fees
$500 – $2,000
Computer Equipment
$1,000 – $3,000
Utility and Security Deposits
$0 – $4,500
3-Months’ Lease Payments
$0 – $9,000
Office Furniture and Fixtures
$1,000 – $3,000
Leasehold Improvements
$0 – $15,000
Signage
$2,000 – $6,000
Additional Training Fee
$0 – $600
Appointment Fees and Other and Miscellaneous Carrier Fees
$0 – $500
Additional Funds – 3 Months
$2,625 – $17,700
Total Estimated Initial Investment
$33,350 – $101,200
Franchise Disclosure Document
Below is Renegade Insurance's 2025 Franchise Disclosure Document. Upgrade to Pro or purchase the FDD to view and download the document.
Number of units
Renegade Insurance had 1 total units in 2025, of which 1 were franchised-owned and 0 company-owned.
Renegade Insurance provides a structured and comprehensive training program for its franchisees and associated personnel to ensure proper operation of the business. The training includes initial instruction, supplemental sessions, and ongoing conferences. Below is a breakdown of the core training programs:
Initial Training Program Renegade Insurance requires the Responsible Owner, Agency Principal, and any Agents licensed to sell insurance to complete its initial training program before they can begin operations or access company systems. This training must be completed within 90 days of signing the Franchise Agreement and is offered at no charge for up to three individuals, provided they attend simultaneously. Additional attendees or repeat sessions may incur a $600 fee per person.
Ongoing and Additional Training The franchisor may offer or require periodic refresher and advanced training programs. These may be either optional or mandatory, and fees for participation are outlined in the Franchise Operations Manual. Franchisees can also request customized training at a mutually agreed time, for which current training fees apply.
Remedial Training If a franchisee is not operating in compliance with the Franchise Agreement or the Operations Manual, Renegade Insurance may require the franchisee and relevant staff to attend remedial training. This targeted program focuses on correcting specific operational deficiencies and involves additional fees.
Territory Protection
Renegade Insurance does not grant exclusive territory protection to its franchisees. Each franchisee operates within a designated state identified in the Franchise Agreement, but this territory is explicitly non-exclusive.
The franchisor retains the right to operate or license other franchises and conduct business, including online and through alternative channels, within or outside any territory, even if it directly competes with an existing franchisee.
Furthermore, Renegade Insurance allows franchisees to market and sell within their assigned state, but cross-state activity requires written consent, which can be revoked at the franchisor’s sole discretion.
Multiple franchisees may operate within the same geographical area, and overlapping territories are possible. Franchisees also have no grounds to object to competition or claim damages based on proximity or encroachment from other Renegade businesses or corporate activities.
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