Renegade Insurance is an insurtech franchise offering property, casualty, life, and commercial insurance solutions, serving independent agents and their clients, and known for proprietary technology, centralized back-office support, and a flexible model that lets agents build modern, digital-first insurance agencies.
KEY FRANCHISE STATS
Franchisees
?
45
+
n.a.
n.a.
Franchise fee
?
$25,000
Investment
?
$30,000 - $108,000
Revenue (AUV)
?
Undisclosed
$0
+
n.a.
n.a.
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Renegade Insurance is a technology-powered insurance franchise headquartered in Orlando,Florida. Franchisees own and operate independent agencies that market a fullspectrum of personal lines, commercial lines, and life insurance products underRenegade's proprietary operating system, backed by carrier access, standardizedservice protocols, and a centralized service center.
RenegadeInsurance Franchising LLC, a Florida limited liability company, has offeredfranchises since October 2024. The system grew from 1 franchised outlet to 45across 14 states during the fiscal year ended March 31, 2026. Renegade projects45 additional franchised openings in the next fiscal year.
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The initial investment required for a Renegade Insurance franchise is
$30,000 - $108,000.
That is the total cost you would need to finance if you were to start this franchise.
These costs are provided by the franchisor in the Franchise Disclosure Document.
Renegade Insurance offers four business types, with initial franchise fees ranging from $25,000 to $35,000 when paid as a lump sum and from $30,000 to $40,000 when financed.
Business Type
Initial Franchise Fee (Lump Sum)
Initial Franchise Fee (Financed)
Retail Location
$25,000
$30,000
Retail Location: Self-Service
$30,000
$35,000
Office Location
$30,000
$35,000
Office Location: Self-Service
$35,000
$40,000
Here is a complete breakdown of the estimated costs involved in starting a Renegade Insurance franchise.
Type of Expenditure
Amount
Initial Franchise Fee
$25,000 - $40,000
Training
$0 - $2,500
Support and Technology Fee
$375 - $900
Licenses and Permits
$350 - $1,500
Insurance
$500 - $3,000
Professional Fees
$500 - $1,500
Computer Equipment
$1,000 - $2,500
Utility and Security Deposits
$0 - $4,500
3-Months’ Lease Payments
$0 - $9,000
Office Furniture and Fixtures
$0 - $3,000
Leasehold Improvements
$0 - $15,000
Signage
$0 - $6,000
Appointment Fees and Other and Miscellaneous Carrier Fees
$0 - $500
Additional Funds – 3 Months
$2,625 - $17,700
Total Estimated Initial Investment
$30,350 - $107,600
Royalty and Ongoing Fees
Royalty varies bypolicy type, policy term, and whether the agency operates as Standard orSelf-Service.
Agency Type
Personal Lines New / Renewal
Commercial New / Renewal
Life New / Renewal
Standard
20% / 40%
20% / 50%
20% / 40%
Self-Service
20% / 20%
20% / 20%
20% / 20%
New business issubject to a quarterly minimum royalty of $0 to $2,700, scaling with months inoperation. Franchisees also pay a monthly support and technology fee of $375for the first user and $175 for each additional required user.
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Renegade Insurance offers four business types, with initial franchise fees ranging from $25,000 to $35,000 when paid as a lump sum and from $30,000 to $40,000 when financed.
Business Type
Initial Franchise Fee (Lump Sum)
Initial Franchise Fee (Financed)
Retail Location
$25,000
$30,000
Retail Location: Self-Service
$30,000
$35,000
Office Location
$30,000
$35,000
Office Location: Self-Service
$35,000
$40,000
Here is a complete breakdown of the estimated costs involved in starting a Renegade Insurance franchise.
Type of Expenditure
Amount
Initial Franchise Fee
$25,000 - $40,000
Training
$0 - $2,500
Support and Technology Fee
$375 - $900
Licenses and Permits
$350 - $1,500
Insurance
$500 - $3,000
Professional Fees
$500 - $1,500
Computer Equipment
$1,000 - $2,500
Utility and Security Deposits
$0 - $4,500
3-Months’ Lease Payments
$0 - $9,000
Office Furniture and Fixtures
$0 - $3,000
Leasehold Improvements
$0 - $15,000
Signage
$0 - $6,000
Appointment Fees and Other and Miscellaneous Carrier Fees
$0 - $500
Additional Funds – 3 Months
$2,625 - $17,700
Total Estimated Initial Investment
$30,350 - $107,600
Royalty and Ongoing Fees
Royalty varies bypolicy type, policy term, and whether the agency operates as Standard orSelf-Service.
Agency Type
Personal Lines New / Renewal
Commercial New / Renewal
Life New / Renewal
Standard
20% / 40%
20% / 50%
20% / 40%
Self-Service
20% / 20%
20% / 20%
20% / 20%
New business issubject to a quarterly minimum royalty of $0 to $2,700, scaling with months inoperation. Franchisees also pay a monthly support and technology fee of $375for the first user and $175 for each additional required user.
Franchise Disclosure Document
Below is Renegade Insurance's 2026 Franchise Disclosure Document. Sign up for free to view the document.
Number of units
Renegade Insurance had 1 total units in 2026, of which 45 were franchised-owned and 0 company-owned.
Renegade requiresthe Designated Responsible Agency Manager and all licensed agents to completean initial training program within 30 days before opening. The program runs 42classroom hours and 28 on-the-job hours, delivered remotely, at no cost for up tothree attendees who train simultaneously. Curriculum covers insurancefundamentals and carrier processes, systems and operations, sales andmarketing, referral partners, franchise administration, and website setup.Franchisees must open within 180 days of signing.
Territory Protection
RenegadeInsurance does not grant exclusive territory. Each franchisee receives anon-exclusive territory covering the state where they hold an insurancelicense. Multiple franchisees may share a territory, and the franchisorreserves the right to operate through alternative channels, including online.Franchisees in good standing for 24 months who meet production requirements mayapply to add an adjacent state.
Franchise Term
Agreements run 10years, with no limit on the number of successor terms for franchisees in goodstanding.
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