Estrella Insurance offers a wide range of insurance products, providing affordable and personalized coverage options to meet individual and business needs.
KEY FRANCHISE STATS
Franchisees
?
201
+
18%
18%
Franchise fee
?
$25,000
Investment
?
$12,000 - $84,000
Revenue (AUV)
?
Undisclosed
$398,000
+
n.a.
n.a.
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Established in 1980 by Nicolas Estrella, Estrella Insurance has grown from a local Miami-based agency into a nationwide provider of insurance and financial services.
Since launching its franchise program in 2008, the brand has expanded rapidly, now boasting more than 200 locations across states like Florida, Arizona, Texas, Illinois, New York, Colorado, and North Carolina.
Estrella Insurance offers an all-in-one platform for auto, home, business, life, and health coverage, designed to meet the needs of a wide range of clients.
What sets the franchise apart is its access to over 100 insurance carriers, giving franchise owners the flexibility to deliver customized policies at competitive prices—an advantage that supports strong customer retention and satisfaction.
Initial investment
The initial investment required for a Estrella Insurance franchise is
$12,000 - $84,000.
That is the total cost you would need to finance if you were to start this franchise.
These costs are provided by the franchisor in the Franchise Disclosure Document.
Estrella Insurance offers 2 types of franchises:
Business Type
Initial Investment
Commercial Office Franchised Business
$49,950 to $84,000
Home-Based Franchised Business
$12,250 to $17,500
We are summarizing below the main costs associated with opening a Estrella Insurance Commercial Office Franchised Business. For more information on costs required to start a Estrella Insurance franchise, refer to the Franchise Disclosure Document (Item 7).
Type of Expenditure
Amount
Initial franchise fee
$25,000
Construction Leasehold, Improvements, Remodeling, and Decorating Costs
$4,000 to $12,000
Office Supplies
$500 to $1,000
Equipment, Furnishings, Fixtures and Other Fixed Assets
$4,000 to $6,000
Computer
$3,000 to $6,000
Signage
$2,200 to $4,500
Insurance
$3,000 to $5,000
Training Expenses
$500 to $2,500
Security Deposits, Utility Deposits, Business Licenses and Other Prepaid Expenses
$1,500 to $4,000
New Agency Package
$250 to $500
Fictitious Name Registration and/or Incorporation and Legal Review
$500 to $1,000
Miscellaneous
$500 to $1,500
Additional Funds (3 months)
$5,000 to $15,000
Total Estimated Initial Investment
$49,950 to $84,000
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Estrella Insurance offers 2 types of franchises:
Business Type
Initial Investment
Commercial Office Franchised Business
$49,950 to $84,000
Home-Based Franchised Business
$12,250 to $17,500
We are summarizing below the main costs associated with opening a Estrella Insurance Commercial Office Franchised Business. For more information on costs required to start a Estrella Insurance franchise, refer to the Franchise Disclosure Document (Item 7).
Type of Expenditure
Amount
Initial franchise fee
$25,000
Construction Leasehold, Improvements, Remodeling, and Decorating Costs
$4,000 to $12,000
Office Supplies
$500 to $1,000
Equipment, Furnishings, Fixtures and Other Fixed Assets
$4,000 to $6,000
Computer
$3,000 to $6,000
Signage
$2,200 to $4,500
Insurance
$3,000 to $5,000
Training Expenses
$500 to $2,500
Security Deposits, Utility Deposits, Business Licenses and Other Prepaid Expenses
$1,500 to $4,000
New Agency Package
$250 to $500
Fictitious Name Registration and/or Incorporation and Legal Review
$500 to $1,000
Miscellaneous
$500 to $1,500
Additional Funds (3 months)
$5,000 to $15,000
Total Estimated Initial Investment
$49,950 to $84,000
Franchise Disclosure Document
Below is Estrella Insurance's 2024 Franchise Disclosure Document. Upgrade to Pro or purchase the FDD to view and download the document.
Number of units
Estrella Insurance had 201 total units in 2024, of which 201 were franchised-owned and 0 company-owned.
Estrella Insurance provides a comprehensive training program to ensure that franchisees are well-prepared to operate their businesses effectively. The training consists of several distinct components:
Initial Training Program This is an eight-week program that combines classroom instruction and on-the-job training conducted at Estrella’s designated training facility. Two management-level individuals must attend, one of whom should be the franchisee or an approved manager. The training must be completed at least one week before the franchise opens. All costs for travel, lodging, meals, and other associated expenses are borne by the franchisee.
Structured Curriculum The training includes topics such as introduction to insurance, agency operations, customer service, human resources, sales techniques, and operational procedures. A key instructional resource is the Estrella Operations Manual. The classroom portion is held primarily in Miami, Florida, while the hands-on training continues at other designated facilities.
Licensing Requirements Franchisees are required to complete all necessary state licensing courses and exams as part of the training process. This may include separate educational courses not provided by Estrella. Failure to complete training or obtain licensing can lead to termination of the agreement.
Territory Protection
Estrella Insurance offers limited territory protection depending on the type of franchise model. Franchisees operating a Commercial Office Franchised Business are granted a protected territory, typically defined as an area within a one-mile driving radius from the approved location.
Within this zone, Estrella agrees not to establish or allow others to establish a competitive business under the same name, provided the franchisee remains compliant with their agreement.
However, this protection has several exceptions. Estrella retains the right to operate or grant franchises for businesses under different trademarks or systems within or outside the territory. Franchisees of Home-Based Franchised Businesses, on the other hand, do not receive any form of territorial protection and may face competition even within their operational area.
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