Legacy Claims Services Franchise FDD, Costs & Fees (2026)

Legacy Claims Services is a claims adjusting and disaster response franchise offering property & casualty claims management, serving insurance companies and homeowners, and known for fast mobilization, trained adjusters, and national reach.

KEY FRANCHISE STATS

Franchisees

n.a.

Franchise fee

$49,900

Investment

$68,000 - $138,000

Revenue (AUV)

n.a.

Legacy Claims Services is a franchise in the insurance appraisal industry that provides comprehensive claims services for auto, property, heavy equipment, and specialty lines. The company was founded in June 2021 by Mark Petty and Patrick Wright in Birmingham, Alabama, where it is also headquartered.

The franchise began offering opportunities as part of its strategic growth plan, enabling qualified professionals to operate under its proven system.

‍Legacy Claims Services offers a wide range of appraisal and claims services, including automobile appraisals, property claims for residential and commercial properties, heavy equipment and specialty asset assessments, and related services such as diminished value evaluations, re-inspections, and desk compliance reviews.

Legacy Claims Services differentiates itself through its commitment to speed, accuracy, and customer satisfaction. The company focuses on providing fast turnaround times, competitive pricing, and nationwide coverage while maintaining high-quality service standards.

Initial investment

The initial investment required for a Legacy Claims Services franchise is $68,000 - $138,000. That is the total cost you would need to finance if you were to start this franchise. These costs are provided by the franchisor in the Franchise Disclosure Document.

Type of Expenditure	Amount
Franchise Fee	$49,900
Real Estate/Rent	$0 to $2,000
Renovations and Improvements	$0 to $5,000
Office Equipment and Supplies	$300 to $2,000
Computer & Software	$1,500 to $3,500
Training	$1,200 to $3,500
Vehicle	$1,000 to $40,000
Marketing Materials	$500 to $1,500
Insurance	$2,000 to $3,500
Licenses & Permits	$0 to $1,000
Certifications	$0 to $3,500
Legal & Accounting	$1,500 to $2,500
Additional Funds (3 months)	$10,000 to $20,000
Total	$67,900 to $137,900

Type of Expenditure	Amount
Franchise Fee	$49,900
Real Estate/Rent	$0 to $2,000
Renovations and Improvements	$0 to $5,000
Office Equipment and Supplies	$300 to $2,000
Computer & Software	$1,500 to $3,500
Training	$1,200 to $3,500
Vehicle	$1,000 to $40,000
Marketing Materials	$500 to $1,500
Insurance	$2,000 to $3,500
Licenses & Permits	$0 to $1,000
Certifications	$0 to $3,500
Legal & Accounting	$1,500 to $2,500
Additional Funds (3 months)	$10,000 to $20,000
Total	$67,900 to $137,900

Franchise Disclosure Document

Below is Legacy Claims Services's 2024 Franchise Disclosure Document. Sign up for free to view the document.

Number of units

Legacy Claims Services had 29 total units in 2024, of which 29 were franchised-owned and 0 company-owned.

Frequently Asked Questions

Competitors

Below are some of

Legacy Claims Services

key competitors in the

Insurance

sector.

Franchise

New

n.a.

15.00%

$68,000

$138,000

n.a.

Keystone Insurers Services Group

$25K - $50K

274

New

-2%

$852 - $3,408 per month

$27,000

$99,000

n.a.

All Nevada Insurance

$50K - $100K

New

40%

10% - 20% of Commissions

$59,000

$145,000

n.a.

Goosehead Insurance

$50K - $100K

1103

New

-22%

20.00%

$66,000

$109,000

$113,000

n.a.

Pronto

$25K - $50K

New

-28%

$27,000

$115,000

$690,000

n.a.

Estrella Insurance

Under $25K

201

New

18%

10% - 14% of Net Commissions

$12,000

$84,000

$398,000

n.a.

Brightway Insurance

$50K - $100K

333

New

16%

20.00%

$57,000

$160,000

n.a.

Training

The franchise agreement for Legacy Claims Services outlines several types of training programs provided by the Franchisor to support franchisees and their teams. These training components are critical to ensuring consistent operations across all franchise locations. Here are the numbered programs:

Initial Training Program
This mandatory program must be completed by the franchisee and the Designated Manager approximately 3–4 weeks prior to opening. It includes both classroom and on-the-job training covering topics such as company history, sales and marketing, billing, software, and contract presentations. It is conducted in Birmingham, Alabama, or another designated location. While the Franchisor doesn’t charge tuition for up to two individuals, all travel, lodging, and related expenses are the franchisee’s responsibility. The training concludes with tests, and satisfactory completion is required.
Opening Assistance
A Franchisor representative will be sent to help staff get acquainted with Legacy’s systems and provide operational guidance during the business launch. If the franchisee requests additional assistance beyond this, they must pay the standard rates and related expenses.

Territory Protection

Legacy Claims Services does not grant exclusive territory rights. Franchisees are assigned a defined territory for marketing focus, but competition from other franchisees, company-owned outlets, or alternative channels is allowed. The Franchisor may also operate within a franchisee’s territory to service national accounts or during emergencies.

Other franchisees are restricted from marketing in your territory, but the Franchisor may still accept online orders from within it. Franchisees do not receive compensation for such activity. Overall, territorial protection is limited and non-exclusive.