Goosehead Insurance

Goosehead Insurance Franchise FDD, Costs & Fees (2025)

Goosehead Insurance specializes in providing personalized insurance solutions, offering clients access to a wide range of coverage options and carriers to help them find the right policies for their specific needs and budget.

Goosehead Insurance has carved a strong niche in the personal lines insurance market, offering a broad portfolio of coverage options such as auto, homeowners, flood, and specialty insurance. Launched in 2003, the company has grown rapidly into a nationwide name known for its innovation and client-focused approach.

Operating from its headquarters in Westlake, Texas, the company provides centralized support and strategic direction to its growing network.

The franchising journey for Goosehead Insurance started in 2011, enabling driven professionals and entrepreneurs to launch their own agencies under the established Goosehead banner. This franchise system has played a key role in fueling its nationwide reach and meeting a wide spectrum of insurance needs.

Initial investment

Here's what you would need to invest if you were to start this franchise. These costs are provided by the franchisor in the Franchise Disclosure Document.

Type of Expenditure Amount
Initial Franchise Fee $50,000
Lease, Improvements, Furniture, Fixtures, Utilities $0 - $6,000
Rent $1,000 - $4,000
Signage and Media $0 - $2,500
Office Equipment and Startup Supplies $5,000 - $8,000
Insurance $2,000 - $5,000
Licenses $500 - $1,000
Professional Fees $1,000 - $5,000
Training Expenses $500 - $7,000
Additional Funds – 3 months $6,000 - $20,000
TOTALS $66,000 - $108,500

Franchise Disclosure Document

Sign up and download one FDD for free

We just sent you a 6-digit code to your email.
Check your inbox and paste the code below.
Already have an account? Login here
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Thank you for signing up
Complete your upgrade now
Signup successful!
Download the FDD
Complete your upgrade

Competitors

Below are some of

Goosehead Insurance

key competitors in the

Insurance

sector.

Started franchising
Franchisees

?

Franchise fee

?

Royalty fee

?

Investment

?

Revenue (AUV)

?

Gross Profit

?

EBITDA

?

Home-based

?

Passive investment

?

FDD
Goosehead Insurance
2011
1103
+
-22%
-22%
$50,000
20.00%

$66,000

-

$109,000

$xxx,xxx

n.a.

$113,000

n.a.

xx%

n.a.

n.a.

xx%

n.a.

No
Upgrade
No
Yes
Upgrade
Yes
2009
14
+
40%
40%
$25,000
10% - 20% of Commissions

$59,000

-

$145,000

$xxx,xxx

n.a.

$0

n.a.

xx%

n.a.

n.a.

xx%

n.a.

Upgrade
Upgrade
2008
201
+
18%
18%
$25,000
10% - 14% of Net Commissions

$12,000

-

$84,000

$xxx,xxx

n.a.

$398,000

n.a.

xx%

n.a.

n.a.

xx%

n.a.

Yes
Upgrade
Yes
No
Upgrade
No
1999
274
+
-2%
-2%
$12,500
$852 - $3,408 per month

$27,000

-

$99,000

$xxx,xxx

n.a.

$0

n.a.

xx%

n.a.

n.a.

xx%

n.a.

Upgrade
Upgrade
2021
19
+
n.a.
n.a.
$25,000
14.00%

$35,000

-

$84,000

$xxx,xxx

n.a.

$121,000

n.a.

xx%

n.a.

n.a.

xx%

n.a.

Yes
Upgrade
Yes
Yes
Upgrade
Yes
2009
197
+
6%
6%
$50,000
$600 - $1,000

$44,000

-

$137,000

$xxx,xxx

n.a.

$0

n.a.

xx%

n.a.

n.a.

xx%

n.a.

No
Upgrade
No
No
Upgrade
No
2020
9
+
50%
50%
$50,000
15% - 30%

$79,000

-

$140,000

$xxx,xxx

n.a.

$154,000

n.a.

xx%

n.a.

n.a.

xx%

n.a.

Yes
Upgrade
Yes
Yes
Upgrade
Yes

Access the most comprehensive franchise database

For franchisees

Find the best franchises to invest into

For franchisors

Compare your brand to competitors

Upgrade to Pro
$49 / month
Total investment

?

Revenue (AUV)

?

Revenue growth (last 3 years)

?

Profit margin

?

Franchise Disclosure Documents
Advanced filtering and sorting
Watchlist

?

Priority support

?

A comprehensive and transparent look at franchising finances. The inclusion of profit margins and disclosure documents offers insights you can’t find elsewhere. Essential for anyone considering a franchise investment.

Darren M.

Franchisee

Been waiting for years for this. All the most important franchises and their latest Franchise Documents to download. The team also updates the franchises very quickly.

Emily V.

Franchisee

Training

Goosehead Insurance provides a structured and comprehensive training program to prepare franchisees and their teams for operating a successful agency. The Franchisor offers the following types of training:

  1. Initial Training Program: This mandatory training must be completed by the Agency Principal or Manager before the business opens. It includes in-person and possibly online components, covering essential topics such as sales, marketing, service, software systems, and operational procedures. The program typically takes place at the headquarters in Westlake, Texas, or another designated location.
  2. Producer Training: All employees licensed to sell insurance or with access to Goosehead’s systems must complete this training before engaging in sales or accessing proprietary databases. The training ensures compliance with operational and regulatory standards.
  3. Replacement Training: If the Agency Principal or Manager leaves their role, the franchisee must enroll a qualified replacement in the initial training within 30 days. This replacement must complete training within 120 days, with training costs covered by the franchisee.

Territory Protection

Goosehead Insurance does not provide exclusive territorial protection to its franchisees. The franchise agreement explicitly states that the Franchised Business is non-exclusive, meaning the franchisee is not granted any protected territory.

The franchisor retains the full right to conduct business and sell services or products at any location, even if it is in close proximity to an existing franchise location. Additionally, franchisees may only offer and sell services to clients located within the “Approved State” listed in their agreement, unless they obtain licenses and written consent to operate in another state.

This effectively limits geographical operations but does not shield against competition from other Goosehead franchises or corporate locations. Therefore, while operational boundaries are defined by state approval, these do not constitute territorial exclusivity.

Number of units

2025
Franchised units

1413

1226

1103

Company-owned units

11

12

12

Total units

1424

1238

1115

Competitors

All Nevada Insurance

Franchisees

?

14
+
40%
40%
Investment

?

$59,000 - $145,000

Estrella Insurance

Franchisees

?

201
+
18%
18%
Investment

?

$12,000 - $84,000

Keystone Insurers Services Group

Franchisees

?

274
+
-2%
-2%
Investment

?

$27,000 - $99,000

Freeway Insurance

Franchisees

?

19
+
n.a.
n.a.
Investment

?

$35,000 - $84,000

Access the most comprehensive franchise database

For franchisees

Find the best franchises to invest into

For franchisors

Compare your brand to competitors

Get unlimited access to:
2,145 franchises data
Number of locations
Franchise fees
Total investment

?

Download unlimited FDDs
Revenue (AUV)

?

Revenue growth (last 3 years)

?

Profit metrics

?

Upgrade to Pro