ACFN, short for American Consumer Financial Network, operates as a franchise that delivers ATM solutions to businesses, with a strong focus on venues in the travel and entertainment industries.
Founded in 1996 and launching its franchising efforts in 2003, ACFN has built a solid footprint throughout the United States and Canada. Its corporate headquarters are based in San Jose, California.
What sets ACFN apart is its streamlined franchise opportunity. Entrepreneurs can build their own ATM network without the need for staff or traditional office space. The business is designed for flexibility—franchisees can run operations remotely, whether from home or on the go.
Here's what you would need to invest if you were to start this franchise. These costs are provided by the franchisor in the Franchise Disclosure Document.
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ACFN
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The ACFN franchise provides several types of training programs for franchisees and their teams. Here's a breakdown of the training offered by the franchisor:
ACFN does not provide exclusive territory protection to its franchisees. Franchisees receive a non-exclusive Area of Operation, and ACFN may operate or authorize others within the same area. However, ACFN will take reasonable steps to prevent other franchisees from soliciting or servicing accounts where a franchisee already operates ATMs.
This means that while some account-level protection is offered, franchisees are not shielded from competition within their assigned area. ACFN and its affiliates retain the right to compete in the same territory without offering compensation.
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