The insurance franchise sector continues to grow as consumers and businesses seek guidance in navigating an increasingly complex coverage landscape.
Most brands in this category offer low startup costs, minimal overhead, and recurring revenue potential, making insurance one of the more accessible service-based franchise industries. While financial disclosures vary widely, several systems stand out for their scale, steady expansion, and proven operating models.
The ranking below highlights the insurance franchises showing the strongest overall positioning in today’s market.
Each franchise is evaluated using a balanced scoring model that weighs five core factors equally. The goal is to highlight brands that combine financial performance, operational maturity, and accessible investment levels. Scores are calculated as follows:
The final score out of 10 is calculated using this weighting model, ensuring the ranking highlights franchises that combine strong unit-level economics with system stability and consistent expansion.
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201
$12,000 - $84,000
$398,000

333
$57,000 - $160,000
$0

197
$44,000 - $137,000
$0

167
$33,000 - $70,000
$0

1103
$66,000 - $109,000
$113,000

Estrella Insurance offers a wide range of insurance products, providing affordable and personalized coverage options to meet individual and business needs.

KEY FRANCHISE STATS
All you need to know about this franchise
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$398,000
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n.a.
What WE LIKE
Here's the rationale for our score
Estrella is a full-service insurance agency offering auto, home, commercial, and related insurance products, with a strong presence in multicultural markets.
It ranks first because it combines fast system growth, low startup costs, and a large, established network—making it the most balanced opportunity in this segment.
Key highlights

Brightway Insurance specializes in providing personalized insurance solutions, offering clients access to a wide range of coverage options and carriers to help them find the right policies for their specific needs and budget.

KEY FRANCHISE STATS
All you need to know about this franchise
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$0
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n.a.
What WE LIKE
Here's the rationale for our score
Brightway operates a national network of personal and commercial insurance agencies with centralized back-office support.
Its ranking reflects its strong system size and continued expansion, which signal demand stability and brand strength.
Key highlights

We Insure is an insurance franchise offering a wide range of insurance products and services, providing personalized coverage solutions for individuals and businesses.

KEY FRANCHISE STATS
All you need to know about this franchise
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$0
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n.a.
What WE LIKE
Here's the rationale for our score
We Insure offers a hybrid model combining retail insurance offices with a strong back-end support platform.
It earns a top-3 ranking due to its solid footprint and reasonable investment level, making it accessible while still offering system-wide support and infrastructure.
Key highlights

GlobalGreen Insurance Agency is an insurance franchise offering home, auto, life, business, and specialty policies, serving local communities, and known for combining national carrier access with personalized service and franchisee support.

KEY FRANCHISE STATS
All you need to know about this franchise
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$0
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n.a.
What WE LIKE
Here's the rationale for our score
GlobalGreen is a multi-carrier insurance agency model focusing on personalized service and localized market flexibility.
Its ranking is backed by its combination of affordability and system maturity, even with flat recent growth.
Key highlights

Goosehead Insurance specializes in providing personalized insurance solutions, offering clients access to a wide range of coverage options and carriers to help them find the right policies for their specific needs and budget.

KEY FRANCHISE STATS
All you need to know about this franchise
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$113,000
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n.a.
What WE LIKE
Here's the rationale for our score
Goosehead is a major national insurance agency platform known for technology-driven operations and a large base of appointed carriers.
It ranks fifth based on its unmatched network size and strong brand recognition, despite slower recent growth and a mid-range investment level.
Key highlights