Fiesta Insurance Franchise FDD, Costs & Fees (2025)

KEY FRANCHISE STATS

All you need to know about this franchise in a snapshot

Franchisees

?

219
+
-11%
-11%
Investment required

?

$88,000 - $172,000
Revenue (AUV)

?

$285,000
Undisclosed
Pro
+
n.a.
+
xx%
-xx%
n.a.
Initial franchise fee

?

$25,000
Royalty fees

?

20% - 25%
+
n.a.
Operating Profit

?

n.a.

Pro
Franchisees

?

219
+
-11%
-11%
Investment required

?

$88,000 - $172,000
Franchise fee

?

$25,000
Royalty fees

?

20% - 25%
+
n.a.
Revenue (AUV)

?

$285,000
Undisclosed
Pro
+
n.a.
+
xx%
-xx%
n.a.
Operating Profit

?

n.a.

Pro

Fiesta Insurance: Empowering Communities Through Insurance and Tax Services

Founded in 1999 in Huntington Park, California, Fiesta Insurance Franchise Corporation has grown into a leading provider of insurance and tax services across the United States. Headquartered in Las Vegas, Nevada, the company began franchising in 2006 and now operates over 220 locations nationwide.

Fiesta offers a unique dual-service model that includes both auto insurance and tax preparation. This approach provides franchisees with multiple revenue streams while meeting essential needs in local communities.

Fiesta specializes in non-standard auto insurance, homeowners, renters, and commercial policies, along with comprehensive tax services. What sets Fiesta apart is its strong commitment to serving underrepresented communities, particularly the Latino market.

Initial investment

Here's what you would need to invest if you were to start this franchise. These costs are provided by the franchisor in the Franchise Disclosure Document.

Type of Expenditure Amount
Initial Franchise Fee $25,000
Travel & Living Expenses While Training $1,700 - $2,000
Real Estate & Improvements $11,200 - $30,000
Furniture & Equipment $4,082 - $6,749
Computer Equipment $4,670 - $7,000
Signs $4,500 - $9,000
Insurance Coverage $500 - $4,000
Miscellaneous Opening Costs $2,000 - $3,000
Marketing Package Fee $5,500 - $7,000
Policy Management & Insurance Rating Software Licensing Fees $900 - $3,000
Additional Funds – 3 months $25,000 - $75,000
Total Estimated Initial Investment $88,052 - $171,749

Franchise Disclosure Document

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Competitors

Franchise
Franchisees
Growth
Initial fee
Investment
Revenue
Gross Profit
Operating Profit
Industry

219

+
-11%
-11%
No growth
New

$25,000

$88,000

-

$172,000

n.a.

$285,000

Pro

n.a.

Pro

n.a.

Pro

Financial Services

Training

Fiesta Insurance offers a comprehensive and structured training program to ensure that franchisees and their staff are well-prepared to operate the business in accordance with the franchisor’s standards. The training is a combination of initial, ongoing, and remedial sessions, which may be delivered in-person or virtually.

  1. Initial Training Program: Required before the franchise opens, this program spans approximately 75 to 100 hours and includes instruction on sales support, operational procedures, insurance basics, and tax return preparation. It is provided at no charge for one trainee but all associated travel and lodging costs are borne by the franchisee.
  2. New Employee Training: All managerial or supervisorial employees with client contact must attend and complete training as specified by the franchisor. The franchisee is responsible for all related costs, including transportation, lodging, meals, and wages.
  3. Additional Training Programs: These are mandatory for new hires and may be required periodically. They are also subject to the same cost responsibilities and scheduling discretion by the franchisor.
  4. Remedial Training: If needed, the franchisor may require or provide remedial training to correct deficiencies. This too is subject to availability and scheduling by the franchisor, with costs covered by the franchisee.

Territory Protection

Fiesta Insurance provides franchisees with a designated “Protected Area” in which no other Fiesta franchise will be established, granted, or operated, as long as the franchisee remains in good standing.

This Protected Area is specified in the Franchise Agreement and typically includes either a minimum population of 20,000 people or a geographic area of at least five square miles.

The boundaries are defined using criteria such as zip codes, population density, and maps, and are disclosed before the Franchise Agreement is signed. However, the franchisor retains broad rights outside and sometimes even inside the Protected Area.

Number of units

2023
Franchised units

247

248

219

Company-owned units

0

0

0

Total units

247

248

219

Competitors

Ledgers

Investment required
$28,000
-
$70,000
Franchisees
4
+
-43%
-43%

Liberty Tax Service

Investment required
$42,000
-
$61,000
Franchisees
1813
+
-15%
-15%

Transworld Business Advisors

Investment required
$104,000
-
$131,000
Franchisees
452
+
19%
19%

Paramount Tax & Accounting

Investment required
$72,000
-
$157,000
Franchisees
54
+
157%
157%

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