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Fiesta Insurance

Fiesta Insurance Franchise FDD, Costs & Fees (2025)

Fiesta Insurance provides affordable auto, home, and business insurance with a focus on serving Hispanic and multicultural communities.

Founded in 1999 in Huntington Park, California, Fiesta Insurance Franchise Corporation has grown into a leading provider of insurance and tax services across the United States. Headquartered in Las Vegas, Nevada, the company began franchising in 2006 and now operates over 220 locations nationwide.

Fiesta offers a unique dual-service model that includes both auto insurance and tax preparation. This approach provides franchisees with multiple revenue streams while meeting essential needs in local communities.

Fiesta specializes in non-standard auto insurance, homeowners, renters, and commercial policies, along with comprehensive tax services. What sets Fiesta apart is its strong commitment to serving underrepresented communities, particularly the Latino market.

Initial investment

Here's what you would need to invest if you were to start this franchise. These costs are provided by the franchisor in the Franchise Disclosure Document.

Type of Expenditure Amount
Initial Franchise Fee $25,000
Travel & Living Expenses While Training $1,700 - $2,000
Real Estate & Improvements $11,200 - $30,000
Furniture & Equipment $4,082 - $6,749
Computer Equipment $4,670 - $7,000
Signs $4,500 - $9,000
Insurance Coverage $500 - $4,000
Miscellaneous Opening Costs $2,000 - $3,000
Marketing Package Fee $5,500 - $7,000
Policy Management & Insurance Rating Software Licensing Fees $900 - $3,000
Additional Funds – 3 months $25,000 - $75,000
Total Estimated Initial Investment $88,052 - $171,749
Type of Expenditure Amount
Initial Franchise Fee $25,000
Travel & Living Expenses While Training $1,700 - $2,000
Real Estate & Improvements $11,200 - $30,000
Furniture & Equipment $4,082 - $6,749
Computer Equipment $4,670 - $7,000
Signs $4,500 - $9,000
Insurance Coverage $500 - $4,000
Miscellaneous Opening Costs $2,000 - $3,000
Marketing Package Fee $5,500 - $7,000
Policy Management & Insurance Rating Software Licensing Fees $900 - $3,000
Additional Funds – 3 months $25,000 - $75,000
Total Estimated Initial Investment $88,052 - $171,749

Fiesta Insurance

2023

Franchise Disclosure Document

Number of units

Training

Fiesta Insurance offers a comprehensive and structured training program to ensure that franchisees and their staff are well-prepared to operate the business in accordance with the franchisor’s standards. The training is a combination of initial, ongoing, and remedial sessions, which may be delivered in-person or virtually.

  1. Initial Training Program: Required before the franchise opens, this program spans approximately 75 to 100 hours and includes instruction on sales support, operational procedures, insurance basics, and tax return preparation. It is provided at no charge for one trainee but all associated travel and lodging costs are borne by the franchisee.
  2. New Employee Training: All managerial or supervisorial employees with client contact must attend and complete training as specified by the franchisor. The franchisee is responsible for all related costs, including transportation, lodging, meals, and wages.
  3. Additional Training Programs: These are mandatory for new hires and may be required periodically. They are also subject to the same cost responsibilities and scheduling discretion by the franchisor.

Territory Protection

Fiesta Insurance provides franchisees with a designated “Protected Area” in which no other Fiesta franchise will be established, granted, or operated, as long as the franchisee remains in good standing.

This Protected Area is specified in the Franchise Agreement and typically includes either a minimum population of 20,000 people or a geographic area of at least five square miles.

The boundaries are defined using criteria such as zip codes, population density, and maps, and are disclosed before the Franchise Agreement is signed. However, the franchisor retains broad rights outside and sometimes even inside the Protected Area.

Competitors

Below are some of

Fiesta Insurance

key competitors in the

Tax

sector.

Franchise
Franchisees
Initial fee
Total investment
Revenue
Sign up
Gross Profit
Sign up
EBITDA
Sign up

219

New
+
-11%
-11%

$25,000

$88,000

$172,000

n.a.

$285,000

$xxx,xxx

n.a.

xx%

n.a.

n.a.

xx%

n.a.

Competitors

Ledgers

Ledgers is an accounting and bookkeeping franchise that provides tax preparation, payroll, and financial consulting services to small and medium-sized businesses.

Franchisees

?

4
+
-43%
-43%
Investment

?

$28,000 - $70,000

Fiesta Insurance

Fiesta Insurance provides affordable auto, home, and business insurance with a focus on serving Hispanic and multicultural communities.

Franchisees

?

219
+
-11%
-11%
Investment

?

$88,000 - $172,000

Liberty Tax Service

Liberty Tax Service offers professional tax preparation services, helping individuals and businesses maximize their tax refunds and ensure compliance with tax laws.

Franchisees

?

1813
+
-15%
-15%
Investment

?

$42,000 - $61,000

Transworld Business Advisors

Transworld Business Advisors specializes in business brokerage and franchise consulting services, assisting clients in buying or selling businesses and exploring franchise opportunities to achieve their entrepreneurial goals.

Franchisees

?

452
+
19%
19%
Investment

?

$104,000 - $131,000

Supporting Strategies

Supporting Strategies provides outsourced bookkeeping and operational support services, helping businesses manage their finances and streamline operations.

Franchisees

?

98
+
-2%
-2%
Investment

?

$75,000 - $98,000

Paramount Tax & Accounting

Paramount Tax & Accounting is a franchise offering tax preparation and accounting services, providing expert financial guidance and support to individuals and businesses.

Franchisees

?

54
+
157%
157%
Investment

?

$72,000 - $157,000

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