Decimal is an outsourced accounting service offering bookkeeping, tax, bill pay, and financial reporting, serving startups and small businesses, and known for operations-first workflows, modern cloud tools, and dedicated controllers supporting scalable, tech-enabled back-office finance.
Decimal Franchise is a technology-enabled financial services business focused on outsourced accounting and finance operations for small and mid-sized companies. The brand provides services such as bookkeeping, payroll, bill pay, invoicing, and financial reporting.
Decimal allows franchise owners to deliver end-to-end finance support without building an internal accounting team.
Decimal was founded in 2024 in the United States and is headquartered in New York City. The company was created to modernize how businesses manage accounting by combining cloud-based systems with dedicated finance professionals. Its growth strategy has included acquiring established bookkeeping platforms to strengthen service depth and operational scale.
Decimal began franchising shortly after launch to expand its footprint through local operators. The franchise model is designed for entrepreneurs, finance professionals, and advisory firm owners who want to operate a recurring-revenue business backed by centralized technology and processes. Franchisees focus on client relationships while core accounting operations are handled through Decimal’s platform.
Initial investment
The initial investment required for a Decimal franchise is
$46,000 - $1,111,000.
That is the total cost you would need to finance if you were to start this franchise.
These costs are provided by the franchisor in the Franchise Disclosure Document.
Type of Expenditure
Amount
Initial Franchise Fee
$30,000
Training Expenses
$200 to $300
Client Account Purchases
$0 to $1,050,000
Leasehold Improvements and Deposits
$0 to $1,500
Furniture, Fixtures, and Equipment
$0 to $1,000
Office Rent and Utilities (1 Month)
$0 to $2,000
Office Equipment, Computer Hardware, Telephone, Internet, and Systems Access
$2,600 to $6,500
Initial Launch Marketing
$3,000
Insurance
$500 to $1,500
Additional Funds (3 Months)
$10,000 to $15,000
Total Estimated Initial Investment
$46,300 to $1,110,800
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Type of Expenditure
Amount
Initial Franchise Fee
$30,000
Training Expenses
$200 to $300
Client Account Purchases
$0 to $1,050,000
Leasehold Improvements and Deposits
$0 to $1,500
Furniture, Fixtures, and Equipment
$0 to $1,000
Office Rent and Utilities (1 Month)
$0 to $2,000
Office Equipment, Computer Hardware, Telephone, Internet, and Systems Access
$2,600 to $6,500
Initial Launch Marketing
$3,000
Insurance
$500 to $1,500
Additional Funds (3 Months)
$10,000 to $15,000
Total Estimated Initial Investment
$46,300 to $1,110,800
Franchise Disclosure Document
Below is Decimal's 2025 Franchise Disclosure Document. Upgrade to Pro or purchase the FDD to view and download the document.
Number of units
Decimal had 1 total units in 2025, of which 0 were franchised-owned and 1 company-owned.
Decimal provides a comprehensive training system for franchisees, ensuring operational readiness and adherence to brand standards. The training includes virtual instruction, classroom learning, and on-the-job components. Here are the numbered programs:
Initial Training Program: The Operating Principal and Accounting Principal must complete the training before opening, covering areas such as service delivery, operations, marketing, and franchise support. This is conducted virtually or at a designated location, totaling up to 56 hours of classroom training and 28 hours of on-the-job training.
Ongoing Training Programs: During the franchise term, Decimal may require the franchisee and specified personnel to attend various training courses and evaluation programs. These can include online modules and in-person sessions, with attendance required at times and locations set by the franchisor.
Training for Additional or New Personnel: If management-level staff changes or additional team members need training, they must attend at the franchisee’s expense. Decimal may charge fees for these sessions, and the franchisee must cover travel and lodging.
Optional Coaching and Support: Decimal may provide optional business coaching, conventions, and support programs. Participation may incur extra costs and does not obligate the franchisor to continue offering the same services indefinitely.
Territory Protection
Decimal provides franchisees with a defined territory after site approval, based on geographic boundaries or population characteristics. While the franchisor agrees not to open another Decimal business with a physical location within that territory, the protection is limited and not exclusive.
The franchisor, its affiliates, and other franchisees may still market or provide services within the territory through channels like the internet, telemarketing, and other direct outreach.
Franchisees are allowed to serve clients outside of their assigned territory and can use media that may reach beyond it. However, Decimal may revoke or reduce territorial rights if the franchisee fails to meet performance requirements.
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